- You can build up your credit score as monthly https://paydayloansohio.net/cities/minerva/ payments are reported
- Prequalification check
- Higher credit limit for on-time payments
- Chance to qualify even with a bad credit score
- There is an annual fee as well as monthly fees
We found plenty of positive comments about this credit card as one of the most suitable ones for people with low credit rates. Also, the company is A+accredited by BBB, which is a great indicator of the quality of its services. The cardholders expressed that they were accepted in a very short period and were able to obtain credit cards even when their credit score was less than ideal.
If your credit score is less than ideal, you might want to consider getting a First Access Visa card as you can easily get approval. The card can be used anywhere, no matter if you need to pay the bills, get groceries, or have some other expenses. Although such a credit card has a higher APR, it comes with flexible credit requirements, and it is accessible for people with different credit types.
- Requirements and application process
To obtain a First Access Visa, there are still some requirements to be met to be eligible. You need to be a U.S. citizen, be over the age of 18 years old, and have a valid checking account in your name. Then, if you meet these requirements, you can fill the straightforward application form that is on the First Accesses website, which you can fill in only a minute.
To do so, you need to enter personal information such as name, email, address, city, state, zip code, home, and mobile phone number. What is great about this credit card is that you select the design that you want, which is not something that you can often see. Once you apply, the responses are very quick as well as the shipping. Ten days after you get the VISA, you can start using it.
- First Access VISA Card fees
It is significant to mention that this credit card can also help in building up your credit score. However, it does come with fees that you need to be aware of.