While many small-business owners complained of missing out on crucial funding from the Paycheck Protection Program, others mistakenly ended up receiving their money twice – or multiple times.

The issue stems from the hectic early weeks of the program, when funding ran out quickly and borrowers were not hearing back from their banks, industry sources told NBC News. Although businesses must certify they are only applying for one loan, some small-business owners applied at more than one bank to ensure they could secure a financial lifeline amid the economic shutdown.

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Senior banking executives told NBC News the Small Business Administration’s system caught most of these duplicates, rejecting borrowers who already had a loan number.

However, a few did get through – especially if, for instance, borrowers used their Social Security number to apply to one bank and their Employer Identification Number for another.

The news that some borrowers are getting paid more than once is galling, but not surprising, to small business owners such as Pittsburgh drywall contractor Bill Martin, who has yet to receive a PPP loan he applied for in April, even after resubmitting his application form multiple times and exchanging dozens of emails with a senior vice president at his bank.

The news that some borrowers are getting paid more than once is galling, but not surprising, to small business owners who have been waiting months for their own PPP loan.

“The incompetency and the amount of people who don’t know what they’re doing and just hanging on and doing the bare minimum is at an-all time high,” www.paydayloansohio.net/cities/lima/ said Martin, a 55-year-old Army veteran.